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We help business owners obtain merchant accounts and save on credit card processing fees.

Our large network of domestic and overseas solutions maximizes your chances for getting approved, while our personal service ensures a smooth experience.

No hidden fees | No surprises | No cancellation fees.

The Elm Difference

Elm Payments matches merchants with partners who prioritize the customer payment experience.
Increase in Accepted Orders
10- 0 %
Increase in Fraud Detection Rate
30 %
Chargeback Losses on Elm Orders
$ 0
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Our Mission

To bring integrity to the credit card processing industry through honesty and transparency.

We’re a team of payment experts who help merchants access affordable credit card processing rates.

It bothers us that SMBs are subjected to unfair rates and confusing terms. We’re here to make credit card processing, clear, simple, and fair.

We match you with the best payment processors suited for your business.

Merchant Services

Paying for goods or services must be convenient for the customer and affordable for the merchant. Choose from our selection of secure payment solutions for all your needs and we’ll make sure you pay a fair rate. We can help you begin receiving payments in any industry within days.

Everything your business needs to get paid

Shopping Cart

Seamless setup and integration with most shopping cart platforms & website content management systems.

Virtual Terminal

Easily process credit cards online quickly and safely. Accept payments over the phone or even send invoice links.


Seamless setup and integration with most shopping cart platforms & website content management systems.


Process payments on-the-go using your smartphone! Wireless, hassle-free technology.

Point of Sale

Speed up transactions, simplify daily tasks and securely accept the latest payments.

Peace of Mind With Elm Payments

100% Satisfaction Guarantee

If you are unhappy for any reason, you can cancel at any time.


Elm Payments is PCI compliant. We adhere strictly to industry standards to manage our network and applications.


Funds will automatically be directly deposited within 24-48 hours.

Customer Service 24/7

We are available to help you 24 hours a day 7 days a week.

Integrations? We have you covered!

Elm Integrations
Elm Integrations

Client Testimonials